- Open an account in under 5 minutes
- Create a savings plan for your child
- Enjoy the growth of your account and tax benefits
Set up an account in 5 minutes
You don’t have to worry about filling out long and confusing financial applications - setting up your account is fast and paperless!
Your investments are expected to grow by a rate of return, which far exceeds bank savings account returns. And best of all – all the growth in your account is tax free!
Peace of Mind
U‑Nest picks the best tax-advantaged education savings plan for your child based on your child’s age and when they will need the money for their education.
Traditional financial advisors who set up education savings plans for their clients can cost hundreds or thousands of dollars – U‑Nest accounts are only $3/month.
Friends and family can gift
Your friends and family can easily contribute to your child’s education savings account around birthdays and other holidays – leading to even faster growth! (Coming Soon)
Minimum investment of $25/month
Every dollar will help your children achieve their education goals – you can begin investing with as little as $25 a month.
College Savings Calculator is a hypothetical tool that demonstrates how monthly contributions, age-based asset rebalancing, and tax savings may impact the long-term value of your account, and do not take into account a portfolio’s underlying investment management fees. Calculations assume the private institution cost inflation is 2.8%, public out-of-state cost inflation is 3.9%, and public in-state cost inflation is 2.7%. Portfolio is assumed to have only stocks and bonds. Monthly equity returns are based on historical data from the 10-year track record of the stock market (SPY). Monthly fixed income returns are based on historical data from the 10-year track record of the bond market index (AGG). The current college expenses are provided by collegeboard.org. Actual account performance may differ due to market fluctuations, changes in recurring investments, and asset allocation. The information provided here is for illustrative purposes only and does not represent actual or future performance of any investment option and is not intended to predict or project the investment performance of any security or index.
“So convenient! I was able to sign up with kids in the room, which is a super important aspect!”
“Very easy and quick! Love being able to see the amount my child will have by the time she is in college!”
“Very practical application that shows you a long-term planning. I now have peace of mind when it comes to saving for my kids’ college!”
Security is our priority
U‑Nest uses bank-level security to keep your sensitive financial data safe. We use the strongest browser encryption (265 bit) and secure servers monitored 24/7.
Your information is secure and confidential and only used for the purpose of creating an account. We implement identity verification services to protect your personal information.
Trusted Financial Advisors
U‑Nest is registered with SEC and is fully regulated. Your investments are managed by Invesco, one of the world’s largest investment management firms. You can check registration here.